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Monday, January 28, 2013

Opening Bank Account - Dependent Pass

Opening Bank Account using a single name with a Dependent Pass is not so easy here. I actually don't know what's the main reason, but some of my friends is having that difficulties. So most of my friends here only have the joint account with their husband. 

Unlike them, I only spend half hour in opening the Bank account process. Now, I have two accounts, from 2 two different banks. Maybe I can share some tips for you, so that you will not have any difficulties to do the process :
  1. First, read about the account that you needed, whether it's the local currency account only, or the one that also have the foreign currency. Read all the terms and condition carefully, because it might be totally different with your origin country rules. 
  2. Before come to the respective Bank, please contact them and explain the conditions. They will required you to submit several documents. So better prepare the documents before you reach the Bank.
  3. I opened my account in CIMB Bank and MayBank. Both of this Bank need the prove that you're staying here, they will required you to submit the : 
  • Copy of your Passport + the Pass 
  • Copy of your Husband Passport includes the EP 
  • Copy of your Husband Offer Letter from the Company
  • Copy of your Marriage Certificate
  • Prove that you're paying bills here (that time I gave them copy of our condo rent agreement
For Indonesian's no need to worry if you want to send your money using RM to your local Bank in Indonesia. Since there're lots of Indonesian's worker here, our local Bank such as Bank Mandiri, Bank Muamalat, and BNI have their remittance services here. We can send the money, directly to our Bank Account or someone else's in Indonesia and in a same day service. Only, you have to follow the Bank Notes Exchange Rate, sometimes good but sometimes will be lower than the market. Don't forget they will be the charge for this services ya..

Mandiri International Remittance Sdn. Bhd.
Wisma MEPRO
Ground & Mezzanine Floor
29 & 31 Jalan Ipoh Chow Kit
51200 Kuala Lumpur
Phone : +603-4045 4988, +603-4045 8988
Facsimilie : +603-4043 7988
Email address : mandiri4u@mandiriremittance.com.my

PT. Bank Muamalat Indonesia TBK  G23, Ground Floor, Kompleks Antarabangsa
Jalan Sultan Ismail, Kuala Lumpur. 
Phone : +603-2711 0807



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