Financial Planning Talk bersama Ligwina Hananto

Gambar : Buckscountywoman.com

Sudah beberapa tahun ini, saya selalu mengikuti hal-hal mengenai perencanaan keuangan keluarga melalui twitter Ibu satu ini. Siapa lagi kalau bukan @mrshananto atau yang lebih terkenal dengan nama Ligwina Hananto.

Beberapa waktu lalu, saya sempat mengutarakan keinginan saya agar Wina bisa berbagi dengan orang-orang Indonesia yang berada di Kuala Lumpur, yang jumlahnya juga mungkin tidak sedikit. Ternyata keinginan saya tersebut di respon dengan sangat baik oleh Wina dan timnya di QM Financial.

Bermula dari keinginan saya tersebut, akhirnya saya memberanikan diri untuk menyusun acara menyambut kedatangan Wina di Kuala Lumpur dan sekaligus mengajak teman-teman orang Indonesia untuk belajar lebih banyak mengenai perencanaan keuangan.

Singkat cerita, acara yang diberi Tema "Why do We Need Financial Planning" ini, rencananya akan diselenggarakan pada :

Hari/Tanggal : Sabtu/06 April 2013

Pukul : 14.00 - selesai

Lokasi : Damansara, Selangor - Malaysia (detail akan di share)

Pembicara : Ligwina Hananto - founder dari QM Financial

Besar sekali harapan saya, agar acara yang memang tidak menggunakan siapa pun sebagai sponsor dan tidak bertujuan untuk mendapatkan profit sama sekali ini, dapat terlaksana dengan baik. 

Saya masih membuka kesempatan buat teman-teman yang berada di kawasan Kuala Lumpur dan sekitarnya, untuk turut bergabung meramaikan acara ini.

Info lebih lanjut mengenai detail acara, dapat menghubungi saya via blog ini, ataupun email ke kikyharahap09@gmail.com

Semangat Berbagi!!

Zoo Negara Malaysia

It is been a while since me and my family went to some interesting places in KL. 

Ever since my class at the weekend has been started again, we suddenly only have 1 day for the in town tour around KL. And only the half day of it that we can use, because my little buddy is also having his drum lesson.

So, this Zoo Negara Malaysia visit is actually a backdated story. We was there sometimes around 2012. I think it wont be much different either, so here I am to tell about what we found in the Zoo. Let's get it on!!

The idea to visit the Zoo at the first place is because Geza is just so excited into animals. As far as I can remember, that was the time when his school is having the animals as the theme of the month. So, suddenly he is just into animals, he act liked he is a tiger, lion, elephant, birds, even a monkey. 

The nearest Zoo in town is the Zoo Negara Malaysia. Located at Ulu Kelang area, and nearby Taman Melawati. We can find the zoo only 5km away from downtown KL. 

Arrived at the Zoo, around 10.30 in the morning, but the weather is just waaay to HOT. This zoo has a huge non covered parking area. To find the parking place is not hard, and it is not too far from the zoo entrance. 

Having to pay RM 50 for adult and RM 20 for children, we find the zoo rate is a little bit expensive. Yes, well I clearly understand to maintain a zoo might be expensive, moreover this Zoo Negara is managed by an NGO (Non Governmental Organisation). 

Ok, entered the zoo, we find the map of the zoo. Never realised that this zoo will be this big. 

Just like always when we visits theme parks, the first thing we do is to check the show schedule. Fortunately, when we arrived, the show at the Amphitheatre is about to start. Not so many different with other zoo that I've ever visited, they have the flamingo, seals, and the beaver show. Not so special anyway. The special thing was we have to seat at the non covered theatre. 

Finished the show, we have the urge to find the tiger and the lion, since that's the reason why we visit this place at the first time. Poor my son, the lion and the tiger are just too lazy and only sleep in that afternoon, maybe they also feel dizzy because of the hot air. My son kept calling the tiger and the lion to awake them, but still no sounds coming out, he only wants to hear them ROAR.

-Happy face while seeing his fav animals-

I actually do not really remember all the animals that we've seen there, but we took this picture so that we can remember what's inside the zoo. 

-an Old Sign Board-

We do checked the Savana Walk. As per I remember there are giraffes, zebras and the road runner "ostrich". For me, this is the nicest part of this zoo, because it feels real, rather that other animals that they put inside the cage. From this point, we move to the elephant and camel's place. Not really interesting at all.

Feel so tired and hungry we decided to go back. But in our last step in the zoo, find this quite interesting habits of flamingos. Pay attention to the head.

So that's all for the Zoo story. Wish I could write in details, but my memory can not retrieve the exact situation at that time.

Makna Sebuah Ulang Tahun

Gambar : BestWallPaperhd.com

29 tahun yang lalu, saya terlahir dari rahim seorang wanita yang kemudian sampai sekarang saya panggil sebagai Ibu. Hari di mana saya terlahir itulah yang sekarang selalu saya sebut sebagai hari Ulang Tahun saya. 

Ulang Tahun, mungkin tadinya tidak memiliki terlalu banyak arti untuk keluarga kami. Maklumlah, keluarga kami memang sedikit kaku. Hal yang paling mungkin dilakukan pada hari Ulang Tahun salah satu dari anggota keluarga kami adalah pergi makan malam di luar. Itupun biasanya hanya makan malam, di restoran sederhana yang merupakan tempat favorit kami sekeluarga. Restoran yang tanpa ada sesuatu acara pun kerap dikunjungi karena makanannya yang enak. Ucapan ulang tahun pun, ya sekedar "Selamat Ulang Tahun ya.." Tanpa embel-embel kado :) Bahkan terkadang teman-teman yang justru memberi kado dan merayakan dengan penuh kejutan. 

Tapi buat saya semuanya itu biasa saja. Memang tidak ada yang spesial dari sebuah ulang tahun. Toh, jika masih diberikan umur, tahun depan kita akan ulang tahun lagi. Seperti itulah kira-kira arti ulang tahun buat saya. 

Sampai di saat, tiba giliran saya menjadi seorang Ibu. Proses melahirkan yang saya percaya, hampir buat semua orang tidak mudah, melalui proses panjang yang diselimuti dengan rasa sakit yang tak terhingga, rasa cemas dan takut yang datang silih berganti dalam hampir 48 jam  proses persalinan, ditambah dengan rasa syukur yang tidak dapat diganti dengan kata-kata apapun ketika anak sudah lahir dengan normal. 

Look how happy he is :)

Mulai saat itu, saya akui banyak hal yang berubah. Bukan hanya dalam memaknai ulang tahun ya, akan tetapi dalam memaknai hidup secara keseluruhan. Ulang tahun yang tadinya buat saya hanya sebuah pengulangan dalam hidup, berubah menjadi saat di mana saya menjadi lebih bersyukur karena diberikan umur yang sudah bermanfaat buat saya. Membuat saya menjadi lebih mengerti bahwa, mungkin saya juga diberikan umur untuk lebih bermanfaat lagi, bukan hanya buat diri sendiri, tapi buat keluarga, anak dan tentunya untuk orang banyak. 

Begitulah sekarang saya memaknai ulang tahun di keluarga kecil kami. Kalau untuk saya dan suami, ulang tahun kami adalah saat di mana kami untuk kembali mengingat saat kami dilahirkan, dan harus menjadi lebih bermanfaat dari sebelumnya. 

Sementara ulang tahun Geza, menjadi saat bagi Geza untuk terus ingat, bahwa kami orang tuanya tidak akan pernah lupa akan hari ulang tahunnya, karena di hari itu, dia membawa perubahan besar ke arah yang lebih baik untuk keluarga kecil ini, dan bagi kami ulang tahunnya adalah waktu bagi kami untuk ingat ada kehidupan kecil yang akan bergantung dengan kami dan memacu kami untuk selalu lebih berusaha menjadi orang tua yang lebih baik.

Postingan ini diikutsertakan pada GiveAway Ultah Samara

Ikan Steam di Hari Sabtu

Sejujurnya ini bukan lah bidang yang kukuasai.. Yak, bidang itu adalah masak-memasak. Kalau orang-orang tahu Ibuku adalah jagoan masak, nah anak perempuan satu-satunya ini tidak kebagian sedikit pun bakatnya..

Tapi, setelah hampir 1.5 tahun tinggal di Malaysia, tidak punya ART yang bisa diandalkan untuk masak, dan kalau makan di luar terus, rasanya ya.. cukup lah, tapi tidak untuk makan setiap hari. Akhirnya, sedikit-sedikit mulai belajar buat masak, demi kelangsungan rumah tangga ini.. hehehe bahasanya.

Ini merupakan salah satu Resep andalanku, memasaknya sebentar dan tidak banyak proses yang dilakukan. Judulnya, Steam Fish ala Kiky. Resep asli datangnya dari Nenek, yang turun ke Ibu dan setelah dimodifikasi, sekarang ala saya :)

-Steam Fish ala Kiky-

Bahan Utama :

Ikan Bawal Putih, 2 ekor yang ukuran sedang. 

Bumbu :

1. Bawang Putih sekitar 5 siung

2. Bawang Bombay, cukup 1 buah ukuran sedang. Boleh ditambahkan dengan Bawang Merah.

3. Cabe Rawit, pedas atau tidak tergantung selera

4. Tomat, kalau ada tomat hijau, 3 buah

5. Belimbing Sayur (jika tidak ada bisa ditukar dengan perasaan air lemon)

6. Daun Kemangi, 1 ikat yang lumayan banyak isinya

7. Jahe, satu ruas jari

8. Garam

Cara Memasak :

1. Iris semua bumbu di atas tipis-tipis, kecuali Daun Kemangi. Untuk daun kemangi cukup di bersihkan dari batangnya.

2. Campur semua bumbu menjadi satu, dan aduk di satu tempat, termasuk daun kemangi.

3. Ambil piring yang terbiat dari keramik tahan panas. Usahakan yang bentuknya sedikit cembung, agar air dari ikan tidak tumpah.

4. Letakkan sebagian dari bumbu di dasar piring, masukkan sebagian ke dalam perut ikan , letakkan ikan ke dalam piring dan letakkan sebagian lagi dari bumbu yang ada di atas ikan.

5. Ambil panci untuk men-steam ikan. Isi bagian dasar panci dengan air dan letakkan ikan di atas jaring-jaring. Jangan sampai piring terkena air rebusan di bawahnya, dan tutup. 

6. Nyalakan api, dan masak ikan sampai semua bumbu terlihat layu, dan bau amis dari ikan sudah hilang.

7. Angkat ikan dari piring, dan pindahkan ke piring saji.

8. Siap dimakan oleh 2-3 orang.

Yaaa..begitulah kira-kira cara memasak ikan ini. Selain sehat dan bebas kolestrol, biayanya murah dan memasaknya juga sangat mudah. Ikan akan terasa sangat segar, karena sudah diberi perasan lemon atau belimbing sayur.

Selamat mencoba ya..

Have  a nice weekend everyone..

My Dream is to Achieve Someone Else's Dream

Rene Suhardono, the Career Coach once told about this during his session at HardRock FM Jakarta :

"Passion bukanlah segala sesuatu yang dikuasai, namun yang kita cintai. Passion adalah salah satu unsur karir. Karis haruslah melibatkan passion, tujuan hidup, values, ketercapaian dan kebahagiaan"

To be honest, I never believe words came out from a motivator, until I am at my position right know :) 

Back in 2010, I was in a very hard time, that is the moment when, me and my husband decided to do the renovation for our house. Newlyweds, with a 6 month son, working in Jakarta, 2 maids, and the renovation process. Long story short, we're in debt. That was a time, when we treated credit card as our life saver. Trapped in debt is not something that we ever plan in our life before, even hard because I am working in that area, and still stuck with it. So that is why, I am really interested in taking the CFP (Certified Financial Planner) course now. 

I do not want people feel the way I feel at that time. Really eager to get lost from the debt, I attend all the free seminars, talk, read a book, and ask people for advice without a fail. We make it happen, 6 months on "diet" all the credit card debt is clear. Zero outstanding balance.

We did start a new life. We moved here, I quit my job because I need to follow my husband. I thought at that time my creativity was about to go where the wind blows. But then I decided to used the time to pursue my dream. 

The dream that I will share with people. Being a Financial Planner, for me is to help people pursuing their dream, while I pursuing my dream :) 

Now I am trying to words out about it in my financial planning blog. Hoping that maybe someday, someone will find it helpful and meaningful. 

Kenangan yang pasti..

Hidup yang pasti, tidak akan pernah ada..

Hidup yang sempurna, hampir tidak pernah mungkin..

Satu hal yang pasti adalah, cerita ayah dan anak. Apapun wujud ceritanya, pasti memiliki kenangan tersendiri, seperti yang ada pada foto berikut :) 

Satu Jum'at siang, hujan sangat deras. 

Ayah memang tidak masuk kantor hari ini, seperti biasa mempergunakan jatah liburnya, setelah 1 minggu tanpa istirahat melakukan tutup buku perusahaan. Jum'at ini, menjadi sedikit berbeda dengan Jum'at lainnya, karena anaknya minta ikut melaksanakan Sholat Jum'at di Mesjid. Tanpa mengganti seragam sekolahnya, anak kecil ini pun ikut dengan ayahnya ke Mesjid. Selesai Sholat Jum'at hujan sangat deras, dan tidak mungkin ditunggu sampai reda. Berdua, menerobos hujan sambil tertawa dengan gembira, menyusul Ibu yang sudah menunggu di mobil. Adegan seru ini, diabadikan agar tidak dengan mudah dilupakan baik ayah maupun anaknya :)

Foto diambil dengan Samsung Galaxy Tab 10.1 dan diedit
menggunakan aplikasi PicArt

Potret kedua, diambil di Taman Anggrek (KL Orchid Park) di lingkungan Taman Tasik Perdana, Kuala Lumpur. Jalan bersisian dan berpegangan tangan, menyusuri jalan yang ada di taman ini. Walaupun panas matahari lumayan menyengat, ketika keluarga kecil dan lengkap ada bersama, panas dan lelah pun bisa ditolerir. Sambil berjalan pagi, sambil mengajarkan anak dan orang tua mengenai kebersamaan serta menikmati indahnya karunia Tuhan :)

Foto diambil menggunakan Kamera Canon PowerShot SX 110
dan diedit menggunakan aplikasi PicsArt

Teruntuk  Ibu Fauzan, Mama Olive, Papanya Cintya-Agas. 

Blue Mosque Shah Alam

Known as the Blue Mosque, the official name of this mosque is Masjid Sultan Salahuddin Abdul Azis. Placed at Shah Alam, the capital city of Selangor State, this mosque is around 30 km from KLCC. 

As the name of the Mosque is Blue, so yes, the mosque comes with the blue colour. Almost all ornaments inside and outside the mosque  comes in blue.

-Blue Tiles, taken from the wall-

-Blue Kubah-

- Blue Fan and Light-

So here's the thing, when we get there, the rain is just so heavy. Since the parking lot is in the open space, then we have to bear the wetness. Also, the floor become so slippery even dangerous to step in. The mosque it self is very nice at the inside. But I think it got a poor maintenance. Some of the tiles falls down from the wall when we was there. Maybe it was because the heavy rain. 

Since we came on Sunday, there are also some bazaar at the mosque. I don't know whether it is because of the rain, or the bazaar itself always take place at the edge of the mosque. It also ruin the beauty of the mosque, but I bet it is just because of the rain.

-Bazaar-

The bazaar like the usual bazaar at the mosque, sold things such as clothes, dates, qur'an, Islamic books and some kind of things (maybe) coming from Arab. 

This mosque also surrounded by a nice park, with a big fountain right in front of the mosque. The fountain is really huge, by the time we're there they turn it off. 

We did not have a chance to look around the park, after took some photos and Solat Ashar, we go back. 

Not so many story to tell after visiting this place, but I believe, at the first time this mosque was build it is a beauty, only now time passes by the mosque getting older. But for you to know, the main function of this mosque is still there. I saw the mosque still use as the learning place, some kids are there taking their Islamic courses, the business also still there :)
Glad that I've visited this place. Hoping someday I can meet the real Blue Mosque in Istanbul :))

Celebrating Chinese New Year

Xin Nian Kuai Le !!

It is a Chinese New Year seasons greeting in Mandarin. 

Today is the CNY itself, but the feel of it already started about a month ago. The decoration not only at the mall, but also in the streets. Lanterns, Red Color, Clothes called CheongSam and Oranges are everywhere. Last night we already heard the sound of the firecracker, but not too loud. Maybe because not so many Chinese people are staying in the town for the Holiday. This CNY is treated as a big "Hari Raya" in Malaysia. This year CNY the holiday starts from Saturday - Tuesday, even the schools are closing for a week. 

There are some tradition to celebrate CNY, my friend usually cleans the house, so that they can swept away the bad luck and incoming the good luck in the future. There is also the Angpao giving tradition. Angpao is an envelope filled in with some money, given by someone who's already married to someone that's have not married yet. Other than that, there is also the  reading of the fortune of every Shio. 

Well, there is also a tradition for the Chinese people to do at the CNY eve, that is called CNY Dinner. In this dinner, food will be serve in sequence. So, we have to finish the food at the table before another kind of food come. From what I experienced last night, while waiting for the food to come, the restaurant gave us peanuts and Chinese tea. 

Here us, waiting for the food to come. Guess how many of my friends are actually celebrating the Chinese New Year..Only 2 :p the rest of it are the cheerleaders..

The first menu to come is called Yi Sang (sorry for the wrong spelling). After this food served, all the person in the table took their chopstick and together mixed the food. While mixing the food they mention their wish for this coming year.

Appearance of the food before brutally mixed by my friends

The mixing process..

Totally mixed up!! Ready to be eat..

After the first food served, then here they comes along the other food. I am not so sure what they serve, but confirmed everything is Halal at this restaurant. Maybe it is for Chinese Muslim community. 

The food that served on my very first CNY Dinner.. 

Enjoying the different culture in the different country. Last word..Happy CNY friendsss..

Malaysia Science Centre

Few weeks ago, Saturday morning we are planning to walk to the park, just as usual. Wearing our walking-to-park outfit, me, my husband and my son, of course, planning to go to the Titi Wangsa Park. That day was just sooo hot, and we already late for the morning walk. Suddenly the idea appears, we totally change our destination. Instead of going to the park, we visit the Malaysian Science Centre or in Bahasa Melayu they call it Pusat Sains Negara.

This place is located at Persiaran Bukit Kiara, Kuala Lumpur. It is nearby Royal Selangor Club Bukit Kiara. If your coming from Damansara Area, just follow the LebuhRaya Sprint and take the exit toward Persiaran Bukit Kiara, the place will be on your right.

Arrived in this place, we found out that they are having the StarTrek Exhibition. Actually we are not the fan of it, but we do want to see what's inside the exhibition. We can feel the ambience of the StarTrek start from the door. 

-Step Aboard-

-Sign Sticker-

The fee to enter the Science Centre is only RM 6 per person, but if you want to enter  the StarTrek Exhibition it is RM 20 per person. The Science Centre it self is not too big, and not too complete also if we compare to Singapore Science Centre. 

Entered the main door, we will find the big Aquarium with many kind of fishes. My son is just so happy to see the fishes flying above him. Go through inside we can find lots of scientific tools, but presented in an attractive way.  I would not mention each of the gallery, you can find in this link. Please don't be too excited by looking to the web, because from what I found the picture at the web is way too good compare to the original look. Hehe.. I think ya..most of the website is like that of course. It is worth seeing though, but maybe one time is enough for me.

This are several pictures taken from the site.. Ohya..we are allowed to take pictures inside the science centre but not at the StarTrek Exhibition area. Food and Drinks is not allowed right after entering the main door of the science centre. But don't worry they have a cafe inside the place. 

GPS Coordinate : N 3° 8′ 58″, E 101° 38′ 41″

-Wall of Inventors and Scientists-

-The Crane Man-

Lesson Learned - Summon In PJ

So it is one day that I am in a rush to do some transactions at the bank. So I parked my car, without noticing that I parked it at the "big cross yellow box". Actually not really inside the box, but it did touch the line.

Summon Letter

Finish the banking process, I went back to my car then I saw the "saman" (summon) letter put very nicely by the officer stick to the wiper. 

Ok, this is my first summon letter that I received here, and after I read the summon's coming from MBPJ. I don't know for sure what's the MBPJ main job, but what I know they will control things run in this city, Petaling Jaya.

Received this letter, I asked my friend what to do with it. Some part of me feel, I will not pay for this summon, it's only a small mistake anyway, but the summon amount is RM100. But then my friend told me that actually it will be cheaper if I can go to the office and ask for some deduction at the office. The legal deduction, so rather than pay RM 100, I only need to pay RM 30 within 7 working days after the summon letter published. Haaa..but still too lazy to go to the office :p

Then I think nevermind RM 100, rather than go to the MBPJ office. So unwillingly I open the MBPJ Website, they really have the e-pay thing for the summon. Login to the account using number of the case stated on the letter, I found how much that I have to pay for the summon. Yes! It's only RM 30 :) haha.. so I think the 7 working days also apply for the e-pay, no need to go to the office. I can choose how to pay, whether use the Debit or Credit Card. So cool!

Not even longer than 5 minutes, finished the process and only pay for RM 30. That's how technology make our life much much easier. I am totally amazed, and really hope that Indonesia government can really have a proper website's like this.